Residential Loans

NMLS# 1426807

YOUR DREAM HOME AWAITS

Falls City National Bank offers conventional mortgage financing and construction loans to qualified borrowers. Our experienced loan officers will guide you through the process start to finish.

Contact one of our loan officers to discuss down payment requirements and our available rate/term.

 We offer:

  • Home Purchase Loans
  • Lot Loans
  • Home Improvement Loans
  • Home Equity Loans
  • Refinances
  • Second/Vacation Home Loans

Loan applications must be submitted in person.

For Questions, contact our loan department at (830)254-3573.

Construction Loans

NMLS# 1426807

YOUR DREAM HOME AWAITS

Construction financing can be confusing.  Let us guide you through the process. 

Here are some examples of what we offer:

  • New Home Construction
  • Barndominium Construction 
  • Home Improvement 
  • Mobile Home Installation (with land)
  • Interim to Perm Financing

In many cases, construction loans are started with a mortgage broker not affiliated with Falls City National Bank.  Please discuss your construction project with one of our loan officers prior to starting an application.

Loan applications must be submitted in person.

For Questions, contact our loan department at (830)254-3573.

Farm/Ranch Land Loans

NMLS# 1426807

Falls City National Bank offers conventional financing on farm and ranch land to qualified borrowers. 

Please contact a loan officer to discuss our rate/term available.

We offer:

  • Farm Land Loans
  • Ranch Land Loans
  • Farm/Ranch Improvement
  • Refinances

Loan applications must be submitted in person.

For Questions, contact our loan department at (830)254-3573.

For Builders

Falls City National Bank offers financing for spec home projects to qualified local builders.  Please contact us prior to starting an application so we can discuss your project and expectations.

Are you working with us on a Custom Build?

We want to get to know you better. 

All builders working with Falls City National Bank are required to undergo an initial approval process. Subsequent projects will require periodic updates.  Use the Builder Application and Personal Financial Statement below.

For Questions, contact our loan department at (830)254-3573.