Commercial Loans

Equipment Loans

Loans are secured by equipment owned or being purchased.  Down payment may be required.

Lines of Credit

Lines of credit will require collateral in most cases.  Credit term and rate will depend on the age and condition of collateral.

Commercial Real Estate

Call us to discuss our commercial real estate options.  Down payment and term will vary depending on the type of real estate or planned use.

Falls City National Bank offers commercial loans and lines of credit to qualified local businesses.

Contact one of our experienced loan officers to discuss your specific loan needs.

Prior to making a loan, we will need to know more about you, your finances, and those of any co-signers.  In most cases, we will ask for a personal guaranty to obtain commercial credit.

Depending on the type of loan you are requesting, we may ask that you provide us with any of the following documentation in addition to the loan application:

Personal Financial Statement from all guarantors.  Available for download below.

Recent Tax Returns and other income documentation

Collateral Documentation

Download Financial Statement

All loans are subject to credit approval.

Commercial loan applications must be submitted in person.

Rate, term, and down payment requirements are determined by the age and condition of the collateral securing the loan.  

 

For more information or to discuss available options, please contact your local branch to speak with a loan officer or call our loan department at (830) 254-3573.

Sign up to automatically draft payments from your account so your payments are always on time. No need to worry about late or missed payments! Ask your loan officer or our loan department for details.

Frequently Asked Questions