Requirements
Opening Deposit $100
Service Charges/Fees
Must maintain $750 balance during the statement cycle to avoid a service charge.
- No Service Charge - $750.00+ balance
- $7.50 Service Charge - Below $750.00
Activity fee of $0.10 will be charged for each debit transaction in excess of 30 during a statement cycle.
Your first Visa Debit Card for each account signer will be issued for free upon request. You will receive an automatic replacement of that card at expiration of the prior card. Any other requests for replacement cards may incur a replacement fee.
With a deposit account with FCNB, you can utilize the convenience of online banking and our mobile app to bank from home or on the go. You can check balances, make transfers, set balance alerts, pay bills, and obtain your eStatement all at your fingertips. Must have internet access to enroll in online banking.
When you use your FCNB Debit card at a FCNB ATM, you will not be charged a fee.
Business Online is a secure, flexible solution that provides online cash management to business owners. With FCNB Business Online, account owners can:
- Delegate Control. Add multiple users and adjust security settings.
- Move Money between accounts easily
- Manage multiple eligible accounts in one place
Users must request access and qualify for Business Online. Inquire with us about this service.
Requirements
Opening Deposit $100
Service Charges/Fees
Must maintain $1,500 balance during the statement cycle to avoid a service charge.
- No Service Charge - $1,500.00+ balance
- $6 Service Charge - Below $1,500.00
Activity fee of $0.20 will be charged for each debit transaction in excess of 30 during a statement cycle.
Rate Information
The interest rate and annual percentage yield may change weekly. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. Interest will be compounded monthly and will be credited to your account monthly.
Your first Visa Debit Card for each account signer will be issued for free upon request. You will receive an automatic replacement of that card at expiration of the prior card. Any other requests for replacement cards may incur a replacement fee.
With a deposit account with FCNB, you can utilize the convenience of online banking and our mobile app to bank from home or on the go. You can check balances, make transfers, set balance alerts, pay bills, and obtain your eStatement all at your fingertips. Must have internet access to enroll in online banking.
When you use your FCNB Debit card at a FCNB ATM, you will not be charged a fee.
Business Online is a secure, flexible solution that provides online cash management to business owners. With FCNB Business Online, account owners can:
- Delegate Control. Add multiple users and adjust security settings.
- Move Money between accounts easily
- Manage multiple eligible accounts in one place
Users must request access and qualify for Business Online. Inquire with us about this service.
Requirements
Opening Deposit $100
Service Charges/Fees
Must maintain $1,500 balance during the statement cycle to avoid a service charge.
- No Service Charge - $1,500.00+ balance
- $7 Service Charge - Below $1,500.00
You must maintain a minimum balance of $1,500 each day to obtain the disclosed APY. If the balance falls below $1,500 during the period, the interest rate will be reduced to the Savings account rate.
Activity fee of $2.00 will be charged for each debit transaction in excess of 6 during a statement cycle
Rate Information
The interest rate and annual percentage yield may change weekly. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. Interest will be compounded monthly and will be credited to your account monthly.
With a deposit account with FCNB, you can utilize the convenience of online banking and our mobile app to bank from home or on the go. You can check balances, make transfers, set balance alerts, pay bills, and obtain your eStatement all at your fingertips. Must have internet access to enroll in online banking.
Business Online is a secure, flexible solution that provides online cash management to business owners. With FCNB Business Online, account owners can:
- Delegate Control. Add multiple users and adjust security settings.
- Move Money between accounts easily
- Manage multiple eligible accounts in one place
Users must request access and qualify for Business Online. Inquire with us about this service.
Requirements
Opening Deposit $100
Service Charges/Fees
Must maintain $300 balance during the statement cycle to avoid a service charge.
- No Service Charge - $300.00+ balance
- $3 Service Charge - Below $300.00
Activity fee of $2.00 will be charged for each debit transaction in excess of 2 during a statement cycle.
Rate Information
The interest rate and annual percentage yield may change weekly. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. Interest will be compounded quarterly and will be credited to your account quarterly.
With a deposit account with FCNB, you can utilize the convenience of online banking and our mobile app to bank from home or on the go. You can check balances, make transfers, set balance alerts, pay bills, and obtain your eStatement all at your fingertips. Must have internet access to enroll in online banking.
Business Online is a secure, flexible solution that provides online cash management to business owners. With FCNB Business Online, account owners can:
- Delegate Control. Add multiple users and adjust security settings.
- Move Money between accounts easily
- Manage multiple eligible accounts in one place
Users must request access and qualify for Business Online. Inquire with us about this service.
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.
What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.
Notice - Unlawful Internet Gambling Enforcement Act of 2006
This notification is provided pursuant to the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG. The Act prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. As an account holder, these restricted transactions are prohibited from being processed through the account or relationship with us. If you engage in an internet gambling business and open an account with us, we must ask that you provide evidence legal authority to engage in the internet gambling business.