A certificate of deposit (CD) is a type of savings account that pays interest on a fixed amount of money for a set period of time.
FCNB offers different term options for CDs as well as options for regular and jumbo ($100,000 and over) deposits.
For rate information, please contact us.
Click Here for FDIC Electronic Deposit Insurance Estimator (EDIE)
Requirements
Minimum deposit $1,500
Rate Information
You must maintain a minimum daily balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate interest on your account.
You may not make deposits or withdrawals from your account until the maturity date. We may impose a penalty if you withdraw any or all of the funds before the maturity date.
Term Options
We offer these terms for CDs:
- 6 months
- 12 months
- 18 months
- 2 years
- 3 years
Interest rate will vary depending on term of the CD.
Automatic Renewal
Your account will automatically renew at maturity. You will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty.
Requirements
Minimum deposit $100,000
Rate Information
You must maintain a minimum daily balance of $100,000.00 in the account each day to obtain the disclosed annual percentage yield.
You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate interest on your account.
You may not make deposits or withdrawals from your account until the maturity date. We may impose a penalty if you withdraw any or all of the funds before the maturity date.
Term Options
We offer these terms for CDs:
- 6 months
- 12 months
- 18 months
- 2 years
- 3 years
Interest rate will vary depending on term of the CD.
Automatic Renewal
Your account will automatically renew at maturity. You will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty.