FALLS CITY NATIONAL BANK

Friendly Courteous Neighborly Banking since 1907

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Certificates of Deposit under $100,000

  • You must deposit $1,500.00 to open this account.
  • You must maintain a minimum daily balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.
  • You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
  • Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate interest on your account. 
  • You may not make deposits or withdrawals from your account until the maturity date. We may impose a penalty if you withdraw any or all of the funds before the maturity date. 
  • Your account will automatically renew at maturity. You will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty.

Certificates of Deposit over $100,000

  • You must deposit $100,000.00 to open this account.
  • You must maintain a minimum daily balance of $100,000.00 in the account each day to obtain the disclosed annual percentage yield.
  • You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
  • Interest begins to accrue on the business day you deposit non-cash items (for example, checks).  We use the daily balance method to calculate interest on your account. 
  • You may not make deposits or withdrawals from your account until the maturity date.  We may impose a penalty if you withdraw any or all of the funds before the maturity date. 
  • Your account will automatically renew at maturity. You will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty.