Need a Personal Loan?

Falls City National Bank offers a range of personal loan products to serve our community.

Auto Loans

Boat and Recreational Vehicles

Student Loans

Debt Consolidation and More

 

 

Prior to making a loan, we will need to know more about you, your finances, and those of any co-signers. Depending on the type of loan you are requesting, we may ask that you provide us with documentation of income and assets.  In most cases, collateral for the loan will be required.

 

Rate, term, and down payment requirements are determined by the age and condition of the collateral securing the loan. 

 

All loans are subject to credit approval.

 

For more information or to apply, please contact your local branch to speak with a loan officer or call our loan department at (830) 254-3573.

What to bring with you to apply for a personal loan

Bring a valid government-issued photo ID and your Social Security Card.

A  recent paystub or proof of income.  

Additional income documentation may be needed depending on the amount and type of credit requested.

Information or Documentation about your collateral.

Examples include title to auto, insurance, purchase order (if new), list of equipment, or pictures of potential collateral items.

A credit application.  

You can request the application to fill out ahead of time from any branch.    We also offer an electronic application.  Contact us for details.

Other helpful information

An appointment is not required to apply for a loan although we do recommend calling your preferred branch ahead of time to check availability.

Sign up to automatically draft payments from your account so your payments are always on time.  No need to worry about late or missed payments!  Ask your loan officer or our loan department for details.

We do have electronic applications available.  Please call for a link to the application.  An application link will be sent via email.

 

In many cases, loan applicants receive a credit decision the same day or within 1-2 business days.